Q2 2026 call report

Webster Five Cents Savings Bank

Headquarters
Webster, MA
Total assets
$1.3B
Status
Concentrated
Criterion met
300%+, growth test not met
Counties with deposits
1

CRE above 300% of capital without meeting the three-year growth test.

This bank has elected the Community Bank Leverage Ratio; ratios are calculated on Tier 1 capital plus allowance. See methodology.

Webster Five Cents Savings Bank is inside the published universe: under $100B in assets, with a loan book of at least 20% of assets, and a branch in the Northeast.

Where this bank takes deposits

Share of the bank's total deposits, all branches nationwide
CountyCredit pressureShare of this bank's deposits
Worcester County, MAE100.0%

Weights come from the 2025 Summary of Deposits and are divided by the bank's deposits in every county in the country, not only the Northeast. Where a head office reports more than five times the median of the bank's other branches, the head office figure is replaced by that median before the weight is computed.

Calculation v1 · Call report Q2 2026 · Summary of Deposits 2025 · Universe: banks under $100B in assets · Methodology

Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.

Nothing on this page is investment advice.