New Jersey · Q2 2026
Burlington County, New Jersey
7.0% of Burlington County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Counting institutions that are concentrated but do not meet the growth test, the share is 36%.
Rated on 27% of county deposits. The remainder sits in banks above the $100B threshold, which this report does not evaluate.
Hover or tap a county for its grade.
Banks behind this number
9 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| The Bank of Princeton | Princeton, NJ | $2.3B | Concentrated | 300%+, growth test not met | 20.9% |
| Wilmington Savings Fund Society, FSB | Wilmington, DE | $23B | Below | — | 9.6% |
| First Commerce Bank | Lakewood, NJ | $2.0B | Concentrated | 300%+, growth test not met | 7.5% |
| First Bank | Hamilton, NJ | $4.1B | Concentrated | 300%+, growth test not met | 6.0% |
| Columbia Bank | Fair Lawn, NJ | $12B | Concentrated | 300%+, growth test not met | 5.2% |
| Fulton Bank, National Association | Lancaster, PA | $33B | Below | — | 4.2% |
| OceanFirst Bank, National Association | Toms River, NJ | $23B | Above threshold | C2 | 2.9% |
| Mid Penn Bank | Millersburg, PA | $7.0B | Concentrated | 300%+, growth test not met | 0.8% |
| First Citizens Community Bank | Mansfield, PA | $3.2B | Below | — | 0.0% |
- The Bank of PrincetonConcentratedPrinceton, NJ$2.3B300%+, growth test not met20.9% of bank deposits
- Wilmington, DE$23B—9.6% of bank deposits
- First Commerce BankConcentratedLakewood, NJ$2.0B300%+, growth test not met7.5% of bank deposits
- First BankConcentratedHamilton, NJ$4.1B300%+, growth test not met6.0% of bank deposits
- Columbia BankConcentratedFair Lawn, NJ$12B300%+, growth test not met5.2% of bank deposits
- Lancaster, PA$33B—4.2% of bank deposits
- OceanFirst Bank, National AssociationAbove thresholdToms River, NJ$23BC22.9% of bank deposits
- Mid Penn BankConcentratedMillersburg, PA$7.0B300%+, growth test not met0.8% of bank deposits
- Mansfield, PA$3.2B—0.0% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
1 of the 9 banks under $100B in assets with a branch in Burlington County is above a regulatory CRE concentration threshold, and it holds 7.0% of the county deposits this report covers. Another 5 carry commercial real estate above 300% of capital without meeting the three-year growth test, which is why the broader share is 36%. 1 more sits within one quarter of a threshold.
Coverage is 27%: the rest of the deposits in Burlington County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.