Overhang

Q2 2026 call report

Community Bank, National Association

Headquarters
Canton, NY
Total assets
$17B
Status
Below
Criterion met
—
Counties with deposits
61

Neither criterion met.

Community Bank, National Association is inside the published universe: under $100B in assets, with a loan book of at least 20% of assets, and a branch in the Northeast.

Where this bank takes deposits

Share of the bank's total deposits, all branches nationwide
CountyCredit pressureShare of this bank's deposits
Clinton County, NYB6.2%
Cattaraugus County, NYB6.1%
St. Lawrence County, NYA4.7%
Jefferson County, NYA4.4%
Chittenden County, VTn/a4.3%
Luzerne County, PAC4.3%
Chautauqua County, NYA4.0%
Allegany County, NYC3.9%
Franklin County, NYB3.9%
Onondaga County, NYB3.8%
Lackawanna County, PAB3.7%
Madison County, NYC3.7%
Steuben County, NYD3.6%
Otsego County, NYC3.1%
Oneida County, NYB2.8%
Ontario County, NYB2.4%
Oswego County, NYC2.2%
Livingston County, NYD2.1%
Chemung County, NYD2.1%
Lewis County, NYn/a2.1%
Columbia County, NYC1.9%
Erie County, NYn/a1.8%
Wyoming County, PAB1.5%
Wayne County, NYB1.4%
Seneca County, NYB1.2%
Delaware County, NYB1.1%
Rutland County, VTC1.0%
Montgomery County, NYC0.9%
Essex County, NYC0.9%
Bennington County, VTA0.8%
Tompkins County, NYC0.8%
Albany County, NYn/a0.8%
Yates County, NYC0.8%
Washington County, VTA0.7%
Cayuga County, NYB0.7%
Caledonia County, VTB0.7%
Rensselaer County, NYA0.6%
Fulton County, NYn/a0.6%
Orange County, VTA0.6%
Hamilton County, NYn/a0.6%
Schuyler County, NYn/a0.6%
Windham County, VTn/a0.5%
Addison County, VTA0.5%
Carbon County, PAC0.5%
Susquehanna County, PAC0.5%
Herkimer County, NYA0.5%
Franklin County, VTB0.5%
Hampden County, MAC0.4%
Bradford County, PAD0.4%
Grand Isle County, VTn/a0.4%
Warren County, NYA0.4%
Windsor County, VTD0.3%
Tioga County, NYC0.3%
Ulster County, NYB0.3%
Washington County, NYA0.3%
Monroe County, NYB0.3%
Lamoille County, VTD0.2%
Broome County, NYD0.2%
Wyoming County, NYD0.2%
Schoharie County, NYA0.2%
Chenango County, NYn/a0.2%

Weights come from the 2025 Summary of Deposits and are divided by the bank's deposits in every county in the country, not only the Northeast. Where a head office reports more than five times the median of the bank's other branches, the head office figure is replaced by that median before the weight is computed.

Calculation v1 · Call report Q2 2026 · Summary of Deposits 2025 · Universe: banks under $100B in assets · Methodology

Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.

Nothing on this page is investment advice.