New York · Q2 2026
Ulster County, New York
0.0% of Ulster County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Hover or tap a county for its grade.
Banks behind this number
11 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| Sawyer Savings Bank | Saugerties, NY | $0.3B | Below | — | 100.0% |
| Rondout Savings Bank | Kingston, NY | $0.5B | Below | — | 94.4% |
| Ulster Savings Bank | Kingston, NY | $1.4B | Below | — | 76.6% |
| Wallkill Valley Federal Savings and Loan Association | Wallkill, NY | $0.5B | Below | — | 40.8% |
| The Bank of Greene County | Catskill, NY | $3.2B | Approaching | — | 13.4% |
| Rhinebeck Bank | Rhinebeck, NY | $1.5B | Below | — | 7.0% |
| Walden Savings Bank | Montgomery, NY | $1.0B | Below | — | 5.9% |
| NBT Bank, National Association | Norwich, NY | $16B | Below | — | 0.4% |
| Community Bank, National Association | Canton, NY | $17B | Below | — | 0.3% |
| Webster Bank, National Association | Stamford, CT | $86B | Below | — | 0.1% |
| TrustCo Bank | Glenville, NY | $6.5B | Below | — | 0.1% |
- Sawyer Savings BankBelowSaugerties, NY$0.3B—100.0% of bank deposits
- Rondout Savings BankBelowKingston, NY$0.5B—94.4% of bank deposits
- Ulster Savings BankBelowKingston, NY$1.4B—76.6% of bank deposits
- Wallkill, NY$0.5B—40.8% of bank deposits
- The Bank of Greene CountyApproachingCatskill, NY$3.2B—13.4% of bank deposits
- Rhinebeck BankBelowRhinebeck, NY$1.5B—7.0% of bank deposits
- Walden Savings BankBelowMontgomery, NY$1.0B—5.9% of bank deposits
- Norwich, NY$16B—0.4% of bank deposits
- Canton, NY$17B—0.3% of bank deposits
- Stamford, CT$86B—0.1% of bank deposits
- TrustCo BankBelowGlenville, NY$6.5B—0.1% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
None of the 11 banks under $100B in assets with a branch in Ulster County are above a regulatory CRE concentration threshold this quarter. 1 more sits within one quarter of a threshold.
Coverage is 47%: the rest of the deposits in Ulster County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.