Massachusetts · Q2 2026
Norfolk County, Massachusetts
28% of Norfolk County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
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Banks behind this number
28 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| Canton Co-operative Bank | Canton, MA | $0.2B | Below | — | 100.0% |
| Walpole Co-operative Bank | Walpole, MA | $0.6B | Below | — | 100.0% |
| Stoughton Co-operative Bank | Stoughton, MA | $0.1B | Below | — | 100.0% |
| OneLocal Bank | Norwood, MA | $1.1B | Above threshold | C1 | 100.0% |
| Wrentham Co-operative Bank Fewer than 12 quarters of history; criterion 2 not evaluated | Wrentham, MA | $0.2B | Below | — | 100.0% |
| 42 North Private Bank | Canton, MA | $0.2B | Below | — | 100.0% |
| The Bank of Canton | Canton, MA | $0.8B | Below | — | 100.0% |
| Dedham Institution for Savings | Dedham, MA | $2.6B | Approaching | — | 93.2% |
| Charles River Bank | Medway, MA | $0.3B | Below | — | 81.0% |
| Dean Co-operative Bank | Franklin, MA | $0.5B | Below | — | 69.0% |
| South Shore Bank | South Weymouth, MA | $2.5B | Below | — | 69.0% |
| Needham Bank | Needham, MA | $7.4B | Above threshold | C2 | 66.2% |
| Coastal Heritage Bank | Weymouth, MA | $1.0B | Below | — | 48.9% |
| Beacon Bank and Trust | Boston, MA | $22B | Above threshold | C2 | 31.3% |
| TruNorth Bank | Peabody, MA | $3.3B | Approaching | — | 30.9% |
| Middlesex Savings Bank | Natick, MA | $6.1B | Below | — | 17.3% |
| Rockland Trust Company | Rockland, MA | $25B | Below | — | 16.2% |
| MountainOne Bank | North Adams, MA | $1.1B | Above threshold | C1 | 14.9% |
| Eastern Bank | Boston, MA | $31B | Approaching | — | 11.4% |
| Bluestone Bank | Raynham, MA | $1.6B | Below | — | 9.9% |
| NorthEast Community Bank | White Plains, NY | $2.1B | Above threshold | C1 | 6.3% |
| Fidelity Co-operative Bank | Leominster, MA | $1.3B | Below | — | 5.8% |
| Hingham Institution for Savings | Hingham, MA | $4.6B | Concentrated | 300%+, growth test not met | 4.7% |
| BayCoast Bank | Swansea, MA | $2.9B | Concentrated | 300%+, growth test not met | 2.7% |
| Salem Five Cents Savings Bank | Salem, MA | $8.8B | Approaching | — | 2.3% |
| Bristol County Savings Bank | Taunton, MA | $3.3B | Below | — | 0.9% |
| East West Bank | Pasadena, CA | $84B | Below | — | 0.6% |
| Webster Bank, National Association | Stamford, CT | $86B | Below | — | 0.5% |
- Canton, MA$0.2B—100.0% of bank deposits
- Walpole, MA$0.6B—100.0% of bank deposits
- Stoughton, MA$0.1B—100.0% of bank deposits
- OneLocal BankAbove thresholdNorwood, MA$1.1BC1100.0% of bank deposits
- Wrentham, MA$0.2B—100.0% of bank depositsFewer than 12 quarters of history; criterion 2 not evaluated
- Canton, MA$0.2B—100.0% of bank deposits
- The Bank of CantonBelowCanton, MA$0.8B—100.0% of bank deposits
- Dedham Institution for SavingsApproachingDedham, MA$2.6B—93.2% of bank deposits
- Charles River BankBelowMedway, MA$0.3B—81.0% of bank deposits
- Franklin, MA$0.5B—69.0% of bank deposits
- South Shore BankBelowSouth Weymouth, MA$2.5B—69.0% of bank deposits
- Needham BankAbove thresholdNeedham, MA$7.4BC266.2% of bank deposits
- Weymouth, MA$1.0B—48.9% of bank deposits
- Beacon Bank and TrustAbove thresholdBoston, MA$22BC231.3% of bank deposits
- TruNorth BankApproachingPeabody, MA$3.3B—30.9% of bank deposits
- Natick, MA$6.1B—17.3% of bank deposits
- Rockland, MA$25B—16.2% of bank deposits
- MountainOne BankAbove thresholdNorth Adams, MA$1.1BC114.9% of bank deposits
- Eastern BankApproachingBoston, MA$31B—11.4% of bank deposits
- Bluestone BankBelowRaynham, MA$1.6B—9.9% of bank deposits
- NorthEast Community BankAbove thresholdWhite Plains, NY$2.1BC16.3% of bank deposits
- Leominster, MA$1.3B—5.8% of bank deposits
- Hingham Institution for SavingsConcentratedHingham, MA$4.6B300%+, growth test not met4.7% of bank deposits
- BayCoast BankConcentratedSwansea, MA$2.9B300%+, growth test not met2.7% of bank deposits
- Salem Five Cents Savings BankApproachingSalem, MA$8.8B—2.3% of bank deposits
- Taunton, MA$3.3B—0.9% of bank deposits
- East West BankBelowPasadena, CA$84B—0.6% of bank deposits
- Stamford, CT$86B—0.5% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
5 of the 28 banks under $100B in assets with a branch in Norfolk County are above a regulatory CRE concentration threshold, and together they hold 28% of the county deposits this report covers. Another 4 carry commercial real estate above 300% of capital without meeting the three-year growth test, which is why the broader share is 29%. 6 more sit within one quarter of a threshold.
Coverage is 41%: the rest of the deposits in Norfolk County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.