Pennsylvania · Q2 2026
Northampton County, Pennsylvania
3.0% of Northampton County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
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Banks behind this number
10 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| Embassy Bank for the Lehigh Valley | Bethlehem, PA | $1.9B | Below | — | 56.8% |
| The Fidelity Deposit and Discount Bank | Dunmore, PA | $3.0B | Below | — | 28.5% |
| First Northern Bank and Trust Company | Palmerton, PA | $0.9B | Below | — | 26.5% |
| The Neffs National Bank | Neffs, PA | $0.5B | Below | — | 17.9% |
| Unity Bank | Clinton, NJ | $3.2B | Below | — | 6.3% |
| Peoples Security Bank and Trust Company | Dunmore, PA | $5.4B | Below | — | 3.8% |
| Fulton Bank, National Association | Lancaster, PA | $33B | Below | — | 3.8% |
| First Keystone Community Bank | Berwick, PA | $1.6B | Below | — | 1.6% |
| Provident Bank | Jersey City, NJ | $26B | Above threshold | C2 | 0.5% |
| Univest Bank and Trust Co. | Souderton, PA | $8.2B | Below | — | 0.2% |
- Bethlehem, PA$1.9B—56.8% of bank deposits
- Dunmore, PA$3.0B—28.5% of bank deposits
- Palmerton, PA$0.9B—26.5% of bank deposits
- Neffs, PA$0.5B—17.9% of bank deposits
- Unity BankBelowClinton, NJ$3.2B—6.3% of bank deposits
- Dunmore, PA$5.4B—3.8% of bank deposits
- Lancaster, PA$33B—3.8% of bank deposits
- Berwick, PA$1.6B—1.6% of bank deposits
- Provident BankAbove thresholdJersey City, NJ$26BC20.5% of bank deposits
- Souderton, PA$8.2B—0.2% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
1 of the 10 banks under $100B in assets with a branch in Northampton County is above a regulatory CRE concentration threshold, and it holds 3.0% of the county deposits this report covers.
Coverage is 40%: the rest of the deposits in Northampton County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.