Pennsylvania · Q2 2026
York County, Pennsylvania
0.0% of York County deposits held by banks under $100B in assets sit in institutions above the regulatory CRE concentration threshold.
Hover or tap a county for its grade.
Banks behind this number
8 banks under $100B in assets with a branch here| Bank | Headquarters | Assets | Status | Criterion | Share of bank deposits here |
|---|---|---|---|---|---|
| ACNB Bank | Gettysburg, PA | $3.3B | Below | — | 32.5% |
| Orrstown Bank | Harrisburg, PA | $5.6B | Approaching | — | 30.7% |
| Fulton Bank, National Association | Lancaster, PA | $33B | Below | — | 4.8% |
| Citizens & Northern Bank | Wellsboro, PA | $3.1B | Below | — | 1.5% |
| First National Bank of Pennsylvania | Greenville, PA | $51B | Below | — | 1.0% |
| Northwest Bank | Warren, PA | $17B | Below | — | 0.8% |
| Univest Bank and Trust Co. | Souderton, PA | $8.2B | Below | — | 0.4% |
| Woodforest National Bank | The Woodlands, TX | $9.0B | Below | — | 0.1% |
- ACNB BankBelowGettysburg, PA$3.3B—32.5% of bank deposits
- Orrstown BankApproachingHarrisburg, PA$5.6B—30.7% of bank deposits
- Lancaster, PA$33B—4.8% of bank deposits
- Wellsboro, PA$3.1B—1.5% of bank deposits
- Greenville, PA$51B—1.0% of bank deposits
- Northwest BankBelowWarren, PA$17B—0.8% of bank deposits
- Souderton, PA$8.2B—0.4% of bank deposits
- The Woodlands, TX$9.0B—0.1% of bank deposits
A bank can meet more than one condition at once, so the county counts above the table add up to more than the number of banks. Each row shows the strongest condition that bank meets.
What this means
None of the 8 banks under $100B in assets with a branch in York County are above a regulatory CRE concentration threshold this quarter. 1 more sits within one quarter of a threshold.
Coverage is 41%: the rest of the deposits in York County sit in banks above the $100B threshold, which this report does not evaluate. Concentration is exposure, not loss. A bank above a threshold is one the 2006 interagency guidance expects to hold more capital and document its underwriting, not one that has lost money. We tested whether counties in the top quartile of this score went on to deteriorate faster over the following eight quarters, and found no relationship. The backtest is published in full.
Concentration measures exposure, not loss. This is a map of exposure, not a forecast: our published backtest found no relationship between a county's score and subsequent deterioration.
Nothing on this page is investment advice.